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The Centsible Home https://thecentsiblehome.com Mon, 27 Jul 2020 22:08:14 +0000 en-US hourly 1 https://wordpress.org/?v=7.0.2 https://thecentsiblehome.com/wp-content/uploads/2020/03/TCH-Favicon.png The Centsible Home https://thecentsiblehome.com 32 32 24 Alternatives To Cable TV That’ll Save You Money https://thecentsiblehome.com/alternatives-to-cable-tv/ https://thecentsiblehome.com/alternatives-to-cable-tv/#respond Mon, 27 Jul 2020 22:00:44 +0000 https://thecentsiblehome.com/?p=1449 If you’re still paying for cable TV, it’s very likely that you are spending a ton of money each month on your bill that you could be putting towards something…

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If you’re still paying for cable TV, it’s very likely that you are spending a ton of money each month on your bill that you could be putting towards something that gives you a much better value. After all, cable is a pretty outdated way to watch television, and with most cable companies creating new ways to increase their customers’ rates, you could be getting a much better deal somewhere else.

For people who travel frequently and aren’t home enough to justify the costs of cable anymore, or for those who just aren’t finding anything they like in the channel listings any longer and are therefore looking to slim down their spending, this article is for you!

If you’re ready to cut the cord, we’ve got you covered with a list of alternatives you can choose instead of cable where you can find, watch, and enjoy your favorite content without putting a dent in your wallet.

1. Netflix – Obviously, we have to start off this article with the master of cable alternatives. Though Netflix got its humble start as a mail-in movie rental business, it has now become a streaming platform used by people around the world. From your favorite old shows like Cheers and Friends to the newest Netflix originals, this streaming service has everything you need to enjoy a quality television-viewing experience for far less money than you’d pay monthly for cable TV.

Try Netflix’s Standard streaming plan today for just $12.99/month and watch in High Definition on 2 devices at once, or upgrade to the Premium plan for $15.99/month and watch on 4 devices at once in Ultra HD quality.

2. Hulu – Next, another high-quality streaming service you can rely on that won’t break the bank. The absolute basic package offered by Hulu costs $5.99/month – about the same as those fancy lattes you love to splurge on! With the ability to stream over 85,000 shows, movies, Hulu Originals, and so much more, you will not miss the restrictions of cable. Plus, Hulu is fully customizable because it lets you add on certain features you love like unlimited screens to watch on, an enhanced cloud DVR, and even the Espanol add-on. With the next plan up (the one without ads) costing just $14.99/month, the prices are well-worth what you’ll experience with Hulu.

3. Amazon Prime – If you still think Amazon is only for buying products, think again! Amazon Prime is a stellar streaming service where you can access exciting Amazon Originals and new release titles. Plus, if you already have an Amazon Prime account for shopping purposes, you already are able to stream Amazon Prime Video with your current subscription. To access even more titles, you can add-on premium channels like HBO, Showtime, STARZ, and more.

4. HBO Now – Speaking of premium channels, let’s move on to HBO Now! After giving it a shot during your free 7-day trial, you can decide after whether or not to take the plunge and include HBO in your streaming repertoire. Luckily, you can also cancel or restart your services at any time, and with low costs of just $14.99/month, you might end up loving everything HBO Now can offer you. Don’t forget to check out the student discount rates if you’re currently in college or grad school!

5. Disney+ – Of course, we can’t forget one of the newer additions to the collection of popular streaming platforms. Launched in the late fall of 2019, Disney+ features a wide variety of content that is both original as well as titles belonging to the several networks and franchises that they own including Pixar, Marvel, Star Wars, National Geographic, and others. Disney+ is therefore an excellent streaming choice for families, as it features a healthy mix of entertaining and educational content for children of all ages and for families who love getting together for a movie night!

6. Sling TV – Sling is the newest way to watch the cable shows you love without paying the cable prices you don’t. Watching channels like Disney, TNT, TBS, AMC, Comedy Central, USA, and more is super easy with Sling, and you can even watch the games you love on ESPN, ESPN 2, NFL, and other major networks.

With three different plans, you can choose the way you want to watch television. Start with the lowest package priced at $25/month for channels like Disney, Comedy Central, and Food Network or upgrade to a higher package to get access to even more channels.

7. Get a Digital Antenna – Remember the days of adjusting and readjusting the bunny ear antennas on your old bulky TV set until The Twilight Zone was coming in with only the minimal amount of fuzz? Well, put that image out of your mind, because the antennas of today are nothing like what we had to deal with as kids in the late 90s. Digital antennas are super inexpensive because there aren’t any monthly costs to using them, and they’re a great alternative to cable because they give you all the local channels you love with a high image quality.

8. ESPN+ – For those who might be out of the loop, we want to fill you in and let you know that ESPN+ can actually be purchased as its own service. For just $4.99/month, it serves as a great alternative to cable channels for those who love their sports and can’t get enough football, soccer, and other athletic games. If you’re unsure about how it works, ESPN+ allows customers a 7-day trial to see if they like what they experience.

9. Philo – Philo is a super simple streaming service that costs just $20/month for over 50 live & on-demand TV channels. You can also record as much content as you want or watch your favorite shows on any device via the Philo app – plus, they also offer a 7-day free trial in which you’re free to stream for the first 48 hours without entering any billing info.

10. YouTube TV – While YouTube’s basic platform is a great way to find a wide variety of content for free, the company now has a live streaming service for TV called YouTube TV. For $49.99/month, you can subscribe to YouTube TV and watch over 70 different networks like ESPN, National Geographic, Animal Planet, FX, and so many more that you love to binge. You can also tack on some add-ons like Showtime, AMC, and Starz.

However, it’s important to note that though YouTube TV definitely is cheaper than most cable TV plans, the add-ons can add up very quickly and end up making your price the same as you’d pay for cable.

11. Pluto – Though it sounds hard to believe, Pluto TV is a live TV service that is absolutely free to download and use. You need to sign up with an email address to get the most out of it, but there are no contracts and you never have to give your credit card information. Available in the Google Play Store and the App Store for iOS products, you can watch over 250+ channels and thousands of movies for free wherever and whenever you want.

12. Showbox – Showbox is similar to Pluto TV in that it does not require a subscription, a credit card number, or any personal information at all. Simply download the app to any device you choose and start watching unlimited movies and TV shows for zero costs. Though Showbox does not yet have the ability to let users cast from their devices to a TV, you can download the app to your smart TV and watch it that way instead.

13. Showtime – Showtime Anytime is a live TV service that is now available for free with your Showtime subscription. For just $10.99/month you can get instant access to all the shows and movies that Showtime has to offer without the annoyance of ads. You can also download full episodes to your devices or watch on-demand wherever you are. Plus, with a free 30-day trial, you can test the waters first and determine whether or not Showtime has the content that will help you cut the cord with cable.

14. CBS – If you’re having a hard time leaving stations like CBS behind, try going directly through CBS to watch the content you love. With plans that start at just $5.99/month, you can access thousands of TV series, news & entertainment shows, and sports content from any and all devices you may have at your disposal. Plus, you can cancel anytime, so there’s no need to worry about getting stuck in a long-term contract.

15. FOX – Similar to CBS, FOX has their own platform through which you can access shows, movies, news, and sports. Also starting at $5.99/month, FOX has plans that you will love to use without having to shell out thousands of dollars a year. Get your favorite content on an easy-to-use interface that you can take anywhere and everywhere you go.

16. Fubo – Fubo TV is a live TV platform that gives you a free 7-day trial to try out. With no commitments and the ability to cancel at any time, you can choose from a variety of plans, including ones specially geared towards Spanish-speaking individuals and families. Watch your favorite channels like TLC, Discovery, TV Land, Bravo, and more – all in 4K quality viewing.

17. TV Sticks – Instead of paying through the nose for a bunch of channels you don’t even watch, try out a TV stick instead such as the Amazon Fire Stick. This TV stick in particular has Fire TV and Alexa built directly in the remote, making it easy to find the shows you love and use your voice to make commands. Best yet, the Amazon Fire Stick is just $50 and allows users to watch in 4K quality.

18. Crunchyroll – Anime and Manga fans will love the versatility of Crunchyroll. Starting at just $7.99/month, you can find a premium plan that suits your interests and budget and enjoy an entire library of ad-free HD shows that you love, like Naruto Shippuden, One Piece, and My Hero Academia. Plus, Premium members can watch simulcasts from Japan as soon as one hour after they’ve been broadcast in Japan.

19. Apple TV+ – We can’t leave out our iOS friends! With Apple TV+, you can pay as low as $5/month or even get it for up to a year for free when you buy an Apple product. Watch your favorite shows and the top movies of the moment on any Apple device, as well as Roku devices, LG or Samsung smart TVs, or even with Fire TV from Amazon. If you’re a student, you can take further advantage of Apple TV+ by adding the Apple Music Student Plan for free!

20. Vudu – Much like Amazon Prime video, Vudu is a place where you can rent movies online – only you don’t have to pay any monthly subscription costs! Though you do have to make an account, you can rent movies at your leisure without having to commit outright to a long-term plan. Most titles range from 99 cents to $5.99, so there’s no limit to how often you want to stream new releases that would cost way more in the theater.

21. Xbox Video – If you’re a video gamer with an Xbox to spare, then Xbox Video might be the perfect cable alternative for you. For no additional costs (other than your subscription costs, of course), you can add your favorite streaming apps like Netflix, Spotify, and Disney+ onto your console and enjoy them however you please. With no limit to the amount or types of apps, you can add music, TV, movie, or other streaming apps to get access to your beloved entertainment content all in one place.

22. Family Video – Did you forget already about the beauty of video rental stores? Family Video is still a prominent player in this industry and has a huge range and variety of old classic films and new releases. Since each movie is only a few bucks (as long as you don’t rack up late fees by returning the movie past its return date), you can make movie night a lot more enjoyable and inexpensive than it would be at the theater by enjoying a top-rated film in the comfort of your own home. Don’t forget to splurge on some snacks on the way out!

23. Redbox – Many grocery stores and chain stores like Walmart have a section where they keep their Redbox. For introverts who want to choose a movie in peace, Redbox allows you to enter your info, choose your movie, and pay for it without ever talking to a customer service associate. When you’re finished enjoying the movie, simply return it to the box and pop it back in through the return slot.

24. Visit Your Local Library – If you’ve forgotten the beauty and convenience that a library can encapsulate, it might be time to visit a public library that is local to you. Not only do most libraries have a wide selection of DVDs that you can check out with your library card, but many also streaming services attached to them for free like Kanopy and Hoopla where you can watch movies and TV shows with your library card.

Keep in mind that there may be restrictions on how many titles you can watch a month, but if you’re looking to cut costs, this could be a good solution for you.

What Technology Do I Need for These Cable Alternatives?

Though for some alternatives listed like the antenna which needs to be plugged into a wall outlet to function properly, the majority of other services listed in this post only require you to have a stable internet connection. As we said previously, you do need to pay for many of the streaming platforms like Netflix and Amazon, though the others such as Pluto and Showbox don’t require any credit cards to be entered because they’re completely free to use.

Just make sure you have a reliable internet connection with fast enough speeds to handle video streaming, and you’ll be on your way to watching the TV you love without the hefty costs and difficult contracts of cable television.

How Much Money Can Cutting Cable TV Save You?

For many people who have already cut the cord from their cable provider, their reason for doing so is often because the shows they found themselves watching were predominately from streaming services like the ones we listed for you above, or because they weren’t finding anything they enjoyed watching on cable.

Additionally, so many ex-cable customers explain that they were on the phone with their cable company multiple times in a year haggling over their bill and making threats about cancelling their service just to get discounted rates. After all, cable companies are known for hiking up customers’ rates as often as every few months which can be even more frustrating when you’re not fully satisfied with your particular plan’s service or channel selections anyways.

Cable customers often pay at least $100-$200 a month for television – absolutely unreal rates, especially when you could combine multiple streaming services and pay less than you would with cable. So, why continue to empty your wallet to your cable provider when you can cut the cord and move on to better alternatives and solutions?

Buyer Beware: Don’t Over Stack Services

Though the alternative cable services listed above can save you thousands of dollars more per year than you would save with a traditional cable provider, it’s vital to note that going a little too crazy can cost you just as much. For example, paying for subscriptions to Netflix, HBO Go, and Hulu can cost around $42-48/month depending on the plans you choose, which would be more versatile and less expensive than something like a basic DirecTV plan priced at $59.99/month. However, if you also tack on Amazon Prime and Disney+, you can end up paying about the same as you would with cable.

Of course, having all of these platforms will still generally give you a wider variety of content than cable, but if the idea of cutting the cord with cable is to save you money, then swapping DISH Network or Spectrum for multiple streaming services isn’t going to do much for your budget.

Instead, pick three (maybe four, depending on the plans you choose and your personal budget) services to choose from by researching their content libraries and determining which would be the best fit for you. For example, though Amazon has an extensive children’s section, Disney+ might be better for your family if you have young children who love cartoons, educational nature documentaries, and Disney classic films.

You’ll thank yourself for putting in a bit of research, and you’ll get your wish by saving way more money than you would with a traditional cable TV package.

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Everything You Need to Know about Roth IRAs In Easy To Understand Terms https://thecentsiblehome.com/roth-iras-in-easy-to-understand-terms/ https://thecentsiblehome.com/roth-iras-in-easy-to-understand-terms/#respond Sun, 05 Apr 2020 03:07:47 +0000 https://thecentsiblehome.com/?p=1440 Outside of a company-matched 401K, a Roth IRA is one of, if not your best investment tools for retirement. But why is it such a no brainer? As long as…

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Outside of a company-matched 401K, a Roth IRA is one of, if not your best investment tools for retirement.

But why is it such a no brainer?

As long as you follow the rules for contributing and maintaining a Roth IRA account, at no point will you ever have to pay taxes on the money in your account! That’s right, when you qualify to take funds from your account, what you see is what you get. No matter how big your gains are, or dividend payments over the years, you will never be taxed on them.

So why don’t more people have Roth IRAs? They simply feel overwhelmed by setting up and managing one or just aren’t aware they exist. But, we’re here to change that today! Below we’ll cover all the basics of Roth IRAs, the requirements, how to easily open one up, and how to select funds. You’ll be on your way to becoming an investing pro by the end of this!

What is a Roth IRA?

A Roth IRA is a tax-advantaged retirement savings account that you can fill with stocks, bonds, mutual funds, and ETFs and most importantly you pay no taxes when you withdraw money, achieve growth, or receive dividends. 

First introduced in 1998, Roth IRAs were meant to give the average citizen an additional retirement tool outside of social security and/or company pensions so people become less reliant on these for income later in their life.

But, why was this account so important to create?

Without major changes, the Social Security Trust Fund that currently pays out to over 61 million Americans is set to run out of money in 2035.

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20+ Easy Ways To Make Side Money Online https://thecentsiblehome.com/make-side-money-online/ https://thecentsiblehome.com/make-side-money-online/#respond Fri, 27 Mar 2020 06:40:33 +0000 https://thecentsiblehome.com/?p=1428 Do you know that you can earn hundreds of dollars of extra income every month from home? I know because I’ve done it. I make at least $250 a month…

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Do you know that you can earn hundreds of dollars of extra income every month from home? I know because I’ve done it. I make at least $250 a month in extra income by performing microtasks, taking surveys, and watching videos right from my couch. I’ve used that money to pay down debt, grow my savings, and enjoy my life more, and you can too. 

The twenty apps and websites below don’t require you to invest any money or acquire any special skills to use them. You can get started today and build a sizable side income that will help you make real progress toward your financial goals. 

If you want to learn more about these money-making apps and websites, then just keep reading! 

Rewards Sites 

Rewards sites (also known as Get Paid To sites) allow you to earn money by shopping online, playing games, downloading apps, scanning grocery receipts, taking surveys, and more. Because there are so many ways to earn points, it’s fairly easy to make a lot of money from these sites. Here are a few of my favorites. 

Swagbucks 

With over 20 million active users, Swagbucks is arguably the most popular rewards site. They’ve been able to gain a large user base because they offer lots of fun ways to earn points, which are called SBs. Here are a few of the ways you can make money on the site: 

  • Taking surveys
  • Searching the web 
  • Scanning grocery receipts 
  • Printing and using coupons 
  • Playing games
  • Watching videos 
  • Completing offers like signing up for Hulu 
  • Shopping at major online retailers and getting cash back

If you take advantage of all these opportunities to earn, you can rake in a lot of cash. Many users make between $50 and $100 on Swagbucks every month, and some earn even more. If you’re dedicated, Swagbucks can make a great side hustle. 

Monthly earnings potential: $50 to $100+ 

PrizeRebel 

PrizeRebel is a rewards site that has more than 8 million users and offers lots of fun ways to make money, including contests and raffles. They have a weekly contest called Lucky Numbers that’s similar to the lottery. You can participate by purchasing a ticket and choosing a few numbers between 1 and 17. If you match the winning numbers, you’ll take home the jackpot, which is usually a couple thousand points. 

If contests aren’t your thing, here are a few other ways to earn on PrizeRebel: 

  • Taking surveys 
  • Testing out mobile apps 
  • Watching videos 
  • Playing games 
  • Referring new members 

I make around $50 a month on PrizeRebel, but it’s definitely possible to earn more, especially if you focus on surveys. I heard from one user that they were able to cash out $108 after their first week on the site. Not bad for something you can do from your couch! 

Monthly earnings: $50 or more

RewardXP 

RewardXP is a fairly new GPT site, but offers some of the highest rates for completing offers and watching videos. You can earn twice as many points just by watching videos on RewardXP instead of Swagbucks. The same goes for offers—I saw a signup offer for AARP Rewards that paid out nearly $0.50 more on RewardXP than it did on Swagbucks.

RewardXP also offers some unique ways to earn that most rewards sites don’t. You can score points by playing computer and mobile games you already enjoy, like Second Life and Words with Friends. You can also win gift cards and points, which are called XP, by commenting in the giveaways thread of their Discord channel. RewardXP even has a survey algorithm that helps you maximize your rewards. It matches you with the ideal survey based on how much you want to earn and how much time you have. Cool, right? 

Overall, I think RewardXP is a pretty innovative rewards site that everyone who’s looking to make extra cash should sign up for. 

Monthly earnings: $50 or more 

Survey Sites 

Taking surveys is one of my favorite ways to make money from home. I earn about $100 a month just by filling out surveys while I’m watching TV at night. Here are the four main sites I use to make some side cash. 

YouGov 

YouGov is a survey website that pays you for your opinions about government, politics, and brands. Their surveys usually take under 10 minutes to complete and will net you anywhere from 500 to 2,000 points. If you take most of the surveys that YouGov sends to your inbox, you’ll earn around 25,000 points a month, which can be redeemed for a $15 gift card. 

YouGov also offers two other ways to earn points—referring friends and downloading YouGov Pulse. It’s an application that tracks your internet usage for research purposes. You’ll get a few thousand points a month just for letting it run on your devices in the background. What could be easier? 

Monthly earnings: $15

Pinecone Research 

Pinecone Research is a survey site that you can only join if you have an invitation. I got my invite through Swagbucks and actually got paid to sign up. But if you can’t find a paid invitation on Swagbucks, you can get a referral link from blogs like SurveyPolice.  

One of the great things about Pinecone Research is that they prequalify you for surveys based on your demographic information, so you’ll never get screened out. The surveys I’ve been sent have mainly asked for my opinions about products and brands. They take about 20 minutes to complete and pay $3, which is a solid rate. 

Pinecone will also pay you $3 a month just for sharing your Amazon purchase history. And although this has never happened to me, sometimes Pinecone will send unreleased products to members to test out, which can earn you extra cash. 

Monthly earnings: $10 

Killi 

Killi is an app that offers short surveys you can complete on your phone. All of the surveys I’ve gotten have had one or two questions and paid $0.05. But I’ve also heard that they offer longer surveys at higher pay rates to people in certain demographics. 

Another way you can earn rewards is by getting friends to join the app. Killi will pay you $0.50 every time someone signs up using your referral link. Talk about easy money!

Monthly earnings: $5

Prolific 

Another survey site I love is Prolific. It allows you to earn cash for participating in academic research. The survey topics are always interesting, and the pay rate is high. Every survey on Prolific is required to have an hourly rate of at least $6.50, but many pay more. So if you’re tired of spending hours on surveys that only pay pennies, check out Prolific. 

Monthly earnings: $50

Cash Back Apps 

Cash back apps enable you to earn rewards on the things you’re already buying, like groceries and clothes. Some apps allow you to scan a receipt from any store and get paid, while others apply discounts and cash back to your purchases when you shop online. Here are my favorite cash back apps, websites, and browser extensions that help me save hundreds of dollars each year. 

Ibotta 

Ibotta makes it easy to earn cash back at your favorite stores. When you shop online through the mobile app, you can earn cash back at more than 140 retailers, including Walmart, Petco, Target, and Amazon. You can also shop in-store and take advantage of cash back offers on everyday products like bananas, yogurt, trash bags, pet food, and more. Paying through the Ibotta app at participating retailers will get you even more money back—up to 10% on your entire purchase. 

With so many ways to earn, it’s not surprising that people are getting hundreds of dollars of cash back from Ibotta. I’ve heard from multiple users that they made $500 on the app in a single year. If you want to maximize your rewards, make sure to plan your grocery shopping around the offers. You can even stack them with other coupons to get things for free or cheap. 

But if you only purchase the products you were already planning on buying, it’s still possible to earn $100 or more per year in cash back with Ibotta. 

Monthly earnings: $10 or more 

Rakuten

Rakuten is a browser extension that gives you cash back when you shop online at major retailers. Rakuten gets a commission for sending customers to their retail partners, and passes on some of that cash to you. 

According to Rakuten, you can earn up to 40% cash back at your favorite stores by using their browser extension when you shop. Keep in mind that many of the retailers they work with only offer between 3% and 10% cash back, so you won’t earn 40% on every purchase.

Still, you can save a lot of money by using Rakuten. I usually get at least $150 in cash back from them every year. And because the browser extension finds cash back for me, those earnings are completely passive. There really isn’t an easier way to make money, so I highly suggest you sign up. 

Monthly earnings: $15 or more 

Receipt Hog 

Receipt Hog is another app that allows you to passively earn rewards on the things you’re already buying. All you have to do is snap a picture of a receipt from any store to receive coins, which you can redeem for gift cards or cash via PayPal. 

Receipt Hog offers some other fun ways to earn, including paid surveys and an addicting game called Hog Slots. They also have giveaways for free shopping trips, which I’d love to win one of these days! 

Monthly earnings: $15 

Shopkick 

With Shopkick, you can earn rewards just by stepping into a store and scanning the barcodes of certain items—you don’t even have to buy anything. You’ll earn anywhere from 10 to 50 cents for walking into a store, and 5 to 10 cents for scanning a product. 

If a few items make it into your cart while you’re scanning, you can enter your receipt into the app and earn even more points, which are called kicks. Shopkick also allows you to rack up kicks by watching videos, shopping online, and using a linked credit card to make purchases at select retailers. 

You won’t get rich off of Shopkick, but it’s a fun app to use if you’re already out shopping.

Monthly earnings: $5

Microtask Websites 

Microtask sites offer short tasks that you can complete to earn extra income, such as transcription, data entry, translation, image tagging, and more. Usually tasks only pay a few cents each, but if you do them in batches, you can make a pretty high hourly rate. Believe it or not, I’ve even met people who make a living on microtask websites! Here are the sites you should sign up for if you want to get started with microtasking. 

Amazon Mechanical Turk 

Amazon Mechanical Turk is the best, highest paying microtask site. They’re selective and don’t accept everyone, but it’s still worth applying. If you get in, you’ll be able to complete short tasks called human intelligence tasks, which pay between a few cents and a few dollars. Here are some examples of tasks you might do: 

  • Writing website content 
  • Performing online research 
  • Rating the accuracy of search results 
  • Filling out surveys 
  • Translation 
  • Audio transcription 

Even though some tasks only pay a few cents, if you get in the groove and complete them quickly, you can earn a pretty high hourly rate. Experienced workers are able to earn between $6 and $12 an hour on the platform. Some turkers are even making a living on the site, raking in as much as $2,500 a month from home. Impressive, right? 

I only make about $50 a month on the site and treat it as more of a side hustle. But it’s possible to make much more from MTurk, especially if you use scripts and browser extensions like HIT Scraper to help you find high-paying tasks.  

Monthly earnings: $50 or more

Neevo 

Neevo is another microtask website that allows you to earn up to $15 an hour working from home in your pajamas. A lot of the tasks revolve around categorizing audio and images. You may be asked to record yourself reading something or label and draw boxes around objects in photos. Tasks aren’t always available, but when they are, you can earn $50 or more for just a couple hours of work. 

Monthly earnings: $50 or more 

Clickworker 

Clickworker allows you to complete short tasks on their website and mobile app to earn cash. They’ll pay you a few cents for each short task that you do, like writing a product description, categorizing some data, or proofreading a short passage. Once you get the hang of a task, you should be able to make $9 an hour according to Clickworker. 

Although you’ll probably earn more on the Clickworker website, I prefer the mobile app. It gives you access to fun photo and video tasks that can only be done on your phone. Believe it or not, I’ve gotten paid for making funny facial expressions on video and taking cute photos of my pets. I probably would’ve done those tasks for free if I was bored, so it was nice to get paid a buck or two for them! 

Monthly earnings: $50 or more

Usability Testing Websites

You don’t have to be a web designer or developer to make money testing websites. Businesses want to know what potential customers think of their website design, and are willing to pay you for your opinions. I usually complete a few usability testing jobs each month and earn around $100 in extra income from them. Here are the websites that I get most of my gigs from. 

UserTesting 

UserTesting is one of the most popular and well-known usability testing sites. They’ll pay you $10 to test out a website and record your thoughts for 20 minutes. That’s an hourly rate of $30—not bad, right? 

To get started, you’ll need to sign up and pass a short sample test. Then UserTesting will start sending website testing gigs right to your inbox. I usually get a few tests each month and make around $50 on the platform. But I’ve heard of users making as much as $200 from UserTesting in a single month. It all depends on how many gigs you get, so try to provide helpful feedback on each website to increase your chances of being selected for tests in the future. 

Monthly earnings: Up to $200 

PingPong 

PingPong is another usability testing website that allows you to get paid for giving your opinions on products and websites. To get started, you’ll need a computer with a working camera and microphone, because most of the interviews are conducted over video. Each interview usually takes around half an hour and pays $20, but there are also longer ones available for $40. Sometimes you’ll even luck into an interview that pays much more. I’ve gotten a test for $100 and have even heard of users getting compensated as much as $200 for an hour long conversation. 

Monthly earnings: At least $20 

Validately 

Validately is one of the highest paying usability testing websites. You can earn between $70 and $100 for an hour-long, live video interview, and the pay for shorter studies is pretty good too. A 15 minute study usually pays around $10, which adds up to an hourly rate of $40. Not bad! 

If your study goes well, your payment will be deposited right into your PayPal account within 7 days. New studies will get sent to you daily, but you’ll have to react fast and reserve studies quickly, or else other testers may beat you to it.  

Monthly earnings: Around $50 

Passive Apps 

The following websites and apps are about as passive as it gets. They allow you to earn rewards just for downloading an app on your phone or searching the web like you normally do. If you want to earn rewards without putting in a lot of effort, these sites will be your new go-tos. 

iMoney

iMoney pays you for downloading apps onto your phone. You don’t even have to use the appsyou just have to install them and open them once. For every app you download, you’ll earn between 10 and 30 cents. There are usually a few new apps to install every day, so it’s possible to earn $15 or more a month if you use iMoney consistently. 

Monthly earnings: $15 

Microsoft Rewards 

With Microsoft Rewards, you can get paid for doing the same things online that you usually dousing search engines and watching funny cat videos! Every time you perform a search on Bing, you’ll get 5 points, up to 25 searches per day. If you use Microsoft Edge to browse the web, you’ll also be able to earn 5 points per hour, up to 150 points per month.  

If Bing isn’t your favorite search engine, there are still some other ways you can earn on Microsoft Rewards. You can get points for taking quizzes and completing offers. Right now, for example, you can get 2,500 points for renting or buying 3 movies. 

Each point you earn on Microsoft Rewards is only worth one-tenth of a cent. So if you want to redeem a $10 gift card, you’ll have to rack up 10,000 points, which could take a few weeks. But because Microsoft Rewards allows you to earn rewards passively, it’s definitely still worth signing up.  

Monthly earnings: $10

Mobile Performance Meter 

Want to get paid for using your phone? Then you should check out Mobile Performance Meter. It’s an app that mobile carriers use to measure call quality and internet speed. It runs in the background and collects data while you browse the web, scroll through Instagram, and do whatever else you would normally do on your phone!

Just by keeping this app open, you can earn between $0.15 and $0.50 per day. You can also earn extra cash by taking short surveys and getting friends to sign up. 

Monthly earnings: $15 

What are you waiting for? Start earning side money today! 

Those were all of the best apps and websites for earning extra income right from your couch. They have no barriers to entry, so you can sign up today and start earning. I’m constantly on the lookout for additional sites to test out so check back often!

Which websites are you going to try out, and what are you going to do with all the money you make? Let me know in the comments section below!

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10 Reasons Why You Should Be Shopping at Aldi https://thecentsiblehome.com/why-you-should-be-shopping-at-aldi/ https://thecentsiblehome.com/why-you-should-be-shopping-at-aldi/#respond Tue, 10 Mar 2020 22:42:13 +0000 https://thecentsiblehome.com/?p=1423 What if I told you that you could save 20 to 30% on your groceries just by shopping at a different store? Business Insider did a supermarket comparison and found…

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What if I told you that you could save 20 to 30% on your groceries just by shopping at a different store? Business Insider did a supermarket comparison and found that a cartful of groceries was 30% cheaper at Aldi than Walmart. That’s been my experience too—I was able to reduce my weekly grocery bill by about 25% just by switching from Kroger to Aldi. 

If you’re interested in learning more about Aldi and how shopping there can save you money, then keep reading!

What is Aldi?

If you’ve never heard of Aldi, they’re a discount grocer known for their rock-bottom prices. They use cost-cutting measures such as buying less inventory and hiring fewer employees to keep their prices super low. 

Because Aldi is so focused on reducing their expenses and passing those savings on to customers, they do things a little differently than other grocery stores. Instead of hiring employees to bag your groceries, for example, they ask you to pack them up yourself at a table by the checkout line. Aldi doesn’t hire cart collectors or give out free plastic bags either, so you’ll have to get used to returning your cart and bringing your own shopping bags. But dealing with these minor inconveniences is definitely worth it to get groceries at a huge discount. 

Still not convinced that you should give Aldi a try? Here are ten reasons why you should consider shopping at Aldi if you want to save money.

10 Reasons Why You Should Shop at Aldi 

1. The produce is a steal 

Aldi consistently offers some of the best prices on produce that I’ve ever seen. In my years of shopping there, I’ve been able to score avocados for under $0.50 each and big bunches of bananas for $0.44.

Prices vary by store, but here are some other deals that I’ve found at my local Aldi: 

  • $1.29 for a pound of strawberries
  • $1.19 for a pound of grapes
  • $2.29 for three pounds of mandarin oranges
  • $1.29 for two pounds of carrots 
  • $2.99 for five pounds of red potatoes

Aldi doesn’t have as big of a selection of produce as other stores, but the fruits and veggies they do offer are fresh and inexpensive. They even sell organic produce for less than what you’d pay at Whole Foods or Trader Joe’s. 

2. Aldi’s organic line is cheap and high-quality 

In addition to organic produce, Aldi has a full line of natural and organic products called Simply Nature. The product line offers everything you need to stock your pantry, from organic tomato sauce to natural snacks and sweets. You can even get some specialty health foods like almond flour, coconut sugar, and chia seeds at a hefty discount. 

3. The wine is super affordable

Almost every bottle of wine at Aldi is under $10. I’ve even gotten a huge 1.5 liter bottle of Zinfandel for $8. 

I know what you’re thinking—wine that cheap can’t possibly be good. But several of Aldi’s wines have won awards for taste and quality at prestigious competitions like the International Wine Challenge. I’ve enjoyed every bottle I’ve tried and don’t buy wine anywhere else. 

4. The gluten-free selection rivals major grocery stores

You wouldn’t expect a discount grocer with a limited inventory to have a wide range of gluten-free foods. But Aldi has a fully gluten-free product line called LiveGFree that has over two dozen products. You’ll be able to get things like wheat-free snickerdoodle cookies, baking mixes, pretzels, pizza, and pasta at a large discount. 

Although prices vary depending on which store you shop at, here are some deals I’ve seen: 

  • Cookies and baking mixes for under $3 a box (similar products at other stores are $5 or $6 each)
  • Gluten-free pretzels for a little over $2 (Glutino pretzels are usually $5 or $6) 
  • A huge 32-ounce cheesecake sampler for $8.99 
  • Gluten-free chicken nuggets for $4.99 a pound (usually $7 at stores near me)

It’s hard to make great-tasting gluten-free products, but on the whole, Aldi nails it. Almost everything I’ve tried tastes just as good as products from popular gluten-free brands like Enjoy Life and Ian’s, if not better. 

And if for some reason you don’t like one of the products you pick up, you can always return it and get a refund. 

5. Aldi will replace items you don’t like and give you a refund

Aldi offers something called a “Twice as Nice” guarantee on all of their store-brand products. If you don’t like something, you can bring it back and get a refund plus a replacement item. How great is that? 

6. Their vegan and keto products won’t break the bank

Vegan and vegetarian products are notoriously expensive, but not at Aldi. Their Earth Grown line features affordable plant-based products like meatless meatballs and veggie burgers. I’ve found that the Earth Grown line costs half of what other vegan brands do. The cream cheese style spread, for example, sells for around $2.39, while other brands like Daiya go for at least $4 or $5. 

Aldi also has inexpensive keto products like ice cream and zero-carb bread. The keto ice cream is $3.99 a pint, which is about $2 cheaper than pints from popular keto ice cream brand Rebel Creamery. 

7. Goods near their expiration date are heavily discounted

Aldi offers deep discounts on perishable items that are going bad. Baked goods go on sale for half off about a day or two before they expire. You can find some great deals on meat, fish, and produce that’s expiring too. 

I usually see the best deals on Wednesday mornings when my store gets a new shipment and wants to move old inventory. Ask your manager what day new shipments arrive and shop early that morning to score some cheap meat, sweets, and produce. 

8. Aldi has affordable gourmet items foodies will love

Aldi doesn’t have as many specialty items as larger grocery stores. But they do have a pretty impressive selection of gourmet foods considering how small their stores are (about 12,000 square feet on average). 

They have a full line of gourmet products called Specially Selected that they stock year-round. It includes treats like chocolate chip brioche, pizzelle cookies, blue cheese stuffed olives, and fair trade coffee. Yum! 

Aldi always has a rotating selection of seasonal items too. Recently I’ve seen truffle cheddar cheese, maple bacon coffee, and rosemary and balsamic potato chips at my local store. 

If you’re a foodie, you should definitely head to Aldi and check out their specialty and seasonal items—they’re reasonably priced and incredibly delicious! 

9. You can save even more with the Aldi weekly ad 

If Aldi’s everyday low prices aren’t enough, you can save even more money by planning your shopping list around the weekly ad. It’s a circular that comes out every Wednesday and highlights all the sales happening that week. 

 Here are just a few of the great prices I found in my store’s most recent ad: 

  • $6.99 a pound for organic grass-fed stewing beef (usually $8.99 at other stores)
  • $8.99 a pound for fresh Atlantic salmon ($11.50 or more elsewhere)
  • $1.69 a pound for boneless, skinless chicken breasts (at least $3 at other stores in my area) 
  • $0.99 for one cabbage (usually $1.50 elsewhere)

As you can see, you can save a lot of money by taking advantage of the deals listed in Aldi’s weekly ad. 

10. Aldi Finds can help you save money on household items 

Aldi also releases another circular each week that highlights products called Aldi Finds.

Aldi Finds are deeply discounted household items, furniture, clothes, and food that are only around for a limited time. The items are carefully curated and usually have some kind of theme. This week, for example, the household items at my store were all for your office or bedroom, and the food items were St. Patrick’s Day themed. 

If you see something you like in the Aldi Finds circular, you’ll have to act fast. They usually sell out quickly because they’re so low-priced. To give you an idea of the prices that are up for grabs, here are some of the deals I’ve seen recently: 

  • A robotic floor duster for $10
  • Iced coffee maker for $9.99 
  • A stationary bike for $89

Although Aldi Finds are great deals, I usually stay out of this section of the store to avoid impulse buys. But if you’re looking to save on a particular household item, check the circular every week to see if it’s available. 

Save big by shopping at Aldi 

Almost everything at Aldi is cheaper than at other grocery stores like Kroger and Walmart. I was able to reduce my grocery spending by hundreds of dollars just by making the switch to Aldi. 

Are you ready to save big by shopping at Aldi? Let us know in the comments section when you’re planning your first visit and what you’ll do with all the money you’ll save! 

 

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Swagbucks 101 – Making Money With Swagbucks https://thecentsiblehome.com/making-money-with-swagbucks/ https://thecentsiblehome.com/making-money-with-swagbucks/#comments Mon, 03 Feb 2020 20:34:12 +0000 https://thecentsiblehome.com/?p=1376 It’s official, Swagbucks is one of the easiest and one of our most fun way to make extra money online. To date, they have paid out more than $400,000,000 –…

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It’s official, Swagbucks is one of the easiest and one of our most fun way to make extra money online. To date, they have paid out more than $400,000,000 – and we’re out to get a piece of that pie!

If you’re new to Swagbucks, or just want to amp up the amount you’re earnings with them, then this tutorial is for you!  I’ve gathered the 13 best ways to make extra money with Swagbucks no matter how much time and energy you have.

Swagbucks was one of the first ways that I started making money online.  Back before I started a blog, even before I graduated college, I was using Swagbucks to bolster our Christmas budget, splurge occasionally, and even buy necessities when money was REALLY tight.  Now, we use Swagbucks to try and supplement our income and max out our investments accounts, primarily our Roth IRAs!

Get a 300 SwagBucks Signup Bonus Here!

What is Swagbucks?

Swagbucks is a site that curates various online tasks and rewards you in the form of SB (Swagbucks) points. These points can be redeemed for a variety of gift cards from retailers like Amazon, Target, and Wal Mart, and if you want to move your earnings straight into your bank account you can even redeem for paypal! 

How can I start earning money?

When you first sign up for Swagbucks, you are rewarded 300 SB for becoming a member. Amazon gift cards often go on sale for 2200 SB, so it can be wise to accumulate points before cashing out. Amazon $1 gift cards start at 160 SB, and Amazon $3 and $5 gift cards can be redeemed for 300 SB and 500 SB, respectively. At the $3 and $5 levels, 1 SB is equivalent to 1c USD. Taking advantage of Amazon $25 gift card sales at 2200 SB can be an effective way to “save” $3. The lower amounts offer quicker payouts but without the discount. 
Get a 300 SwagBucks Signup Bonus Here!
Cashing out via Paypal is available when you reach 2500 SB, redeemable for $25. The conversion rate isn’t as friendly as the Amazon $25 gift card, but it allows you to put money directly into your bank account. Note that linking your Paypal account to Swagbucks will require verification from your bank.

Now that you know how Swagbucks can translate to cash, here are easy ways to build points.

Completing Swagbucks Surveys

The bulk of your consistent SB points will come from doing surveys. Surveys will request your info for demographic purposes, and topics vary widely. Swagbucks will list the SB point reward and estimated time to complete. Rewards are anywhere from 1-5 SB points for short and easy surveys to 100-500 SB points for ones that require more time and effort. Sometimes 2000+ SB point surveys are listed that require follow-ups and/or watching and reviewing a long video. 

When you’re first starting out, a lot of your surveys will cap at 100 SB points. Once you begin doing more, lucrative surveys will start to appear. I try to do surveys in the 10-20 minute range. Note that surveys can disqualify you, often due to demographic reasons. This is a normal part of the process and you will sometimes be rewarded with 1-10 SB points after disqualification so it is not a complete waste of time.

Dedicating some free time to doing surveys every day can be an easy way to earn at least 500 SB points a week. There is potential to earn an extra $20 or more a month just by doing surveys. Attempting and completing surveys will also check off two To-Do List requirements.

Swagbucks will often offer “Swag-Ups” that incentivize you to do surveys by awarding bonus SB. For example, I have a 20% SB bonus that is active until the day’s end. This bonus will apply to all surveys completed in that allotted time period. Take advantage of these promotions to bolster your SB point earnings. 

To-Do Lists and Daily Polls          

Swagbucks offers daily To-Do Lists that reward you with bonus SB upon completion. Among these tasks is a Daily Poll that gives you 1 SB when you submit your vote. An example is “Who do you think will win the SuperBowl?” Answering these questions every day increases your SB consistently. It’s not a lot, but the effort required is miniscule and is an easy 30-31 SB a month. 

The To-Do List consists of:

  • Daily Poll
  • Daily Search
  • Daily Discover
  • Daily Watch
  • Daily Activity
  • Deal Of The Day
  • Add In-Store Deal
  • In-Store Cashback Activity
  • Attempt A Gold Survey
  • Complete A Gold Survey

Swagbucks will feature 8 of these on your homepage throughout the week. Completing 6 out of 8 of these items will reward you with 2 bonus SB. Note that the To-Do List will refresh each day. 

By logging in every day, you can fulfill your Daily Activity requirement. Many of these items will be checked off naturally as you engage in Swagbucks activities. 

Get a 300 SwagBucks Signup Bonus Here!

Swagbucks Search

Using Swagbucks Search can sometimes net you bonus SB. The Swagbucks Search box runs at the top of the page when you log-in, and plug-ins are available to add to your browser of choice. The mobile app is an easy way to use Swagbucks Search from your phone. Clicking on the Daily Search when it appears in your To-Do List will satisfy that requirement. Making Swagbucks Search your primary method of search will help you increase your SB points.

Watch Videos

You can earn SB points by watching videos. Swagbucks features playlists that are typically 15-30 minutes long, and cover a wide range of topics and interests. These playlists will feature current events, news in pop culture, politics, hobbies, and other categories. 

Each playlist will only net you 2-3 SB points, but consider it an easy way to earn in the background. Be sure to pay mind to ad prompts that check if you’re still watching. Completing a playlist will check off the Daily Watch To-Do List item. The Swagbucks Watch app will allow you to view these playlists on your phone.

Promotional Deals    

Swagbucks hosts a plethora of promotional offers that reward you in SB points for signing up. I was able to get 3000 SB points from signing up with Hulu for $5/month. Swagbucks will not reward you unless you let the subscription run at least one cycle. It took thirty days to process but it was an easy $25. I had even forgotten about it so it was a nice little surprise when I saw it post to my Swagbucks account! Leverage these offers to make money on deals that fit you.

Promotions like signing up for SiriusXM for 4000 SB points, or various online banks that reward 2000 SB points can make you money. You don’t have to go out of your way to capitalize on proposals. Find a service that you would have pursued anyway, and weigh the SB points reward against your initial investment. It can be a very efficient way to pay for services and even make money from them. Signing up for a deal with Swagbucks will check off Daily Discover from your To-Do List.

Receipts and Coupons   

With the Swagbucks Answer app, you can easily scan receipts you receive from the grocery store to earn 2 SB points each. It’s a great way to recoup some of your money from mandatory spending. Swagbucks will feature certain stores for an added bonus. For example, I was able to scan a Whole Foods receipt for 10 SB points. Specific stores will rotate in and out, but you will be able to scan any recent receipt for 2 SB points.

Swagbucks allows you to print up to 50 coupons per day and rewards you with 1 SB each. If you don’t have a printer, you can print to PDF and it still counts. When you redeem a coupon that was printed through Swagbucks, you get rewarded 25 SB points. Consider utilizing relevant coupons the next time you’re at the grocery store to accumulate SB points.

Play Games

Swagbucks has a few in-house games under the “Play” section on your homepage. These games are Swagasaurus Run, Swag Jump, and Swag Memory. Playing them will net you 1-10 SB points, but the biggest returns are from signing up for mobile games.

I downloaded and played Final Fantasy XV: A New Empire for my iPhone and received 900 SB points after meeting the requirements in the Swagbucks promotion. Comb through deals in the “Discover” section to find offers like this one. As long as you don’t pay into the game, it’s an entertaining way to earn substantial SB points.   

Swagbucks Button   

The Swagbucks Button can be added to your browser and alerts you when you’re on a site with sales, coupons, and cashback offers. This came in handy when I was shopping for my son’s school clothes and was able to get some cash back in the form of SB points shopping at Old Navy. 

Swagbucks Cashback Bonuses  

If you do a lot of online shopping, you can earn at least 1%-2% cashback at several retailers including Gap, Best Buy, and Target. Using Swagbucks to shop at Amazon can reward you with up to 5 SB points for every dollar spent. This can soften the impact of spending at online retailers. Cashback rates can fluctuate so keep that in mind to get the most bang for your buck.

Referring Friends

Swagbucks will reward you with 300 SB points and 10% of a user’s earnings when they use your referral. You also get a 100 SB points bonus if they add the Swagbucks button to their browser. If you can get a group of friends into Swagbucks, it’s a quick way to pile on the SB points.

You can join online communities like Facebook groups or Reddit.com forums that allow you to share your referral link, further increasing your potential for earnings.  

SWAGO and Swagbucks Spin & Win

Swagbucks will occasionally run week-long events like SWAGO or Swagbucks Spin & Win. You will be notified in your Swagbucks inbox and on your homepage when these promotions go live.  

SWAGO is essentially an online BINGO card where certain activities are required to fill in the spaces. Some are easily accomplished tasks like answering the Daily Poll or watching a video playlist. Other spaces might require you to sign up for a deal or purchase a gift card through Swagbucks. Rewards of different levels help ensure that you can achieve some kind of SB points bonus. Filling any row will reward you with 5 SB points. Filling the whole board will reward 100 SB points for the diligent and dedicated. You will need to submit your Swagbucks 

Think Wheel of Fortune for Swagbucks with Swagbucks Spin & Win. When this event is active, you’re given a daily “spin” with the potential to win SB points or more spins. 

Keep an eye out for these fun activities that don’t require a big commitment. 

Swagbucks Trivia

Swagbucks hosts an online game show several times a week that you can participate in by downloading the Swagbucks Trivia app to your phone. The questions are multiple-choice, and most games have a winners’ pot of $500-$1000. Games are held in the evening hours, with some days hosting two. If you get a question wrong, you can continue to participate and earn 1 SB point for each correct answer. With the high volume of users splitting the winning pot, expect rewards of around 20-100 SB points for a win. It’s an entertaining way to earn some SB points for an activity that typically is finished around 10 minutes, with potential for bigger earnings when a quiz is particularly hard. 

Earn Extra Cash 

By actively engaging with the Swagbucks platform you can easily earn an extra $50-$100 a month, or more, depending on your commitment and dedication. Follow these steps to start padding your income:

  • Complete your daily To-Do Lists
  • Make Swagbucks Search your primary method of online search
  • Watch videos
  • Do surveys in your free time
  • Scan all accepted receipts
  • Print coupons daily
  • Play Swagbucks Trivia
  • Participate in Swagbucks events like SWAGO

Get a 300 SwagBucks Signup Bonus Here!
Good luck and happy earnings! Swagbucks won’t replace your job, but consider it a tool in expanding your Christmas budget, reducing the impact of spending online, or squirreling away cash for that new gadget you’ve been eyeing!  

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Ultimate Guide To Birthday Freebies https://thecentsiblehome.com/birthday-freebies/ https://thecentsiblehome.com/birthday-freebies/#respond Thu, 23 Jan 2020 18:46:34 +0000 https://thecentsiblehome.com/?p=1362 As I approach middle age, birthday don’t have the same meaning so much anymore. As a kid it meant eating cake and a partying until we couldn’t stand up. As…

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As I approach middle age, birthday don’t have the same meaning so much anymore. As a kid it meant eating cake and a partying until we couldn’t stand up. As a young man it meant drinking booze and partying until we couldn’t stand up. But one thing that binds all birthdays between those points together has always been the birthday freebie.

These days they’re the best thing about having a birthday. Now that I have pesky things like bills and responsibilities the idea of having someone give me something I want — usually food — simply for being born is a unique thing in my life and really brings back many of the best memories from my childhood.

It is for this reason, among others, that it is time for a 2020 round-up of birthday freebies. Most of these can be had by simply walking in and showing an ID of some sort. To make it more fun I suggest yelling loudly and firmly, “It’s my birthday!” just in case there are any random freebies sneaking around somewhere.

For some of these plans need to be made ahead, so it never hurts to hint to a spouse, sibling, office fling, or another loved one that you’d like to go to one of the below on your birthday. Or, if you’re like me and have no shame, you can just do it yourself. Some might say that I’m no fun but I won’t be able to hear them over my free pancakes, so it doesn’t matter.

This list is by no means exhaustive, but it’s a big one. We’ve combed the web to make sure that at least some of these will be available to you no matter where you live. So keep scrolling, make a list of your own, and consider this our birthday gift to you. Just don’t call us cheap.

The Birthday Freebies List:

4 Rivers Smokehouse: free Treat/Dessert

99 Restaurant & Pub: free gift

A&W: free root beer float

Abuelo’s: free Sopapillas

Acapulco Restaurant y Cantina: free two-item birthday combo

Acres of Clams: free entree

Applebee’s: free dessert

Aquarium Restaurant: free $25 reward

Arby’s: free 12oz. milkshake with any purchase

Argo Tea Cafe: free drink

Atlanta Bread: free cookie

Au Bon Pain: free meal

Auntie Anne’s Pretzels: free pretzel

Azteca Mexican Restaurants: free entree

Back Yard Burger: BOGO free combo meal coupon

Bagger Dave’s Burger Tavern: free $5 Bagger Bucks

Bailey’s Sports Grille: free burger or sandwich

Baja Fresh Mexican Grill: free Taco

Bakers Square: free slice of pie with any adult entree purchase

Barnes & Noble: Kids get a free cupcake for their Birthday

Baskin Robbins: free 2.5 oz scoop and $3 off an ice cream cake

BD’s Mongolian Grill: free meal

Beef ‘O’ Brady’s: free dessert with the purchase of any entree

Ben & Jerry’s Ice Cream: free scoop of ice cream plus $3 off an ice cream cake

Benihana: free $30 Voucher for Your Birthday

Bennigan’s: free Dessert and B1G1 Entrée

Bertucci’s: free dessert

Big Boy: free Birthday Dessert

Big Daddy’s: “free Birthday Meal

Biggby Coffee: free grande beverage

BJ’s Restaurant & Brewhouse: free pizookie

Black Angus Steakhouse: free meal

Black Bear Diner: free meal

Black-Eyed Pea: free dessert

Bloom – free $10 off $10 Purchase coupon for your birthday!

Blue Pointe Oyster Bar & Seafood Grill: Up to 50% off your birthday meal

Bob Evans: free kids meal on their birthday w/ purchase of a regular adult entree

Bonanza Steakhouse: BOGO free coupon for one steak or buffet

Bonefish Grill: free Bang Bang shrimp or Coconut Pie

Bonjangles: free biscuit with purchase and free birthday biscuit

Borders Rewards: free Coffee or Tea on Your Birthday!

Boston Market: free individual dessert with purchase of any create your plate meal

Boston’s The Gourmet Pizza: free flatbread

Bravo Cucina Italian: free birthday reward

Brio Tuscan Grille: free Food

Bristol Seafood Grill: free entree on your birthday (up to $25)

Bruegger’s Bagels: free bagel and cream cheese

Bruster’s: B1G1 Waffle Cone for Your Birthday!

Bubba Gump Shrimp: free $25 Birthday Reward

Buca di Beppo: free Dessert on Your Birthday

Buffalo Wild Wings: free dessert

Buono’s Pizza: free pizza or entree (up to $10)

Burger Lounge: free milkshake

BuurgerFi: free birthday shake

C.B. & Potts Restaurant & Brewery: free mud pie

Cafe 50’s: free meal

Cafe Express: free special dessert

Cafe Zupas: free meal

California Pizza Kitchen: free dessert

California Torilla: free burrito

Cantina Laredo: free dessert

Capriotti’s: free sub

Captain D’s: free Fish Dinner!

Caribou Coffee: free medium drink

Carino’s: free Dessert!

Carrabba’s Italian Grill: free dessert w/ purchase of an entree

Carrows: free dessert

Carson’s American Bistro: Up to 50% discount

Carvel’s: free ice cream

Cattlemens: free dessert

Champps Kitchen & Bar: free dessert

Charley’s Crab: free birthday voucher

Charlie Brown’s Steakhouse: free $10 birthday voucher

Cheeseburger in Paradise Bar & Grill: free fun stuff

Chevys Fresh Mex: free entree

Chick -fil-A: free Birthday Reward

Chili’s: free dessert

Chuck E. Cheese’s: Birthday freebie!

Church’s Chicken: free piece of chicken

Chuy’s Mexican Restaurant: free dessert

Cinnabon: free random Cinnabon birthday treat

City Crab & Seafood Company: free meal

Cold Stone Creamery Birthday Club: free Ice Cream Creation

Columbia Sportswear: 20% Off!

Corner Bakery Cafe: free birthday surprise

Cotton Patch Cafe: free dessert

Country Buffet: BOGO free coupon for an adult dinner buffet

Country Cookin: free= meal

Country Kitchen: free meal

Cousin’s Subs: free drink & chips with sub purchase

Cracker Barrel: free dessert

Culver’s: free one-scoop sundae

Cups Frozen Yogurt: free frozen yogurt

CVS: $3 ExtraCare Bucks for Your Birthday!

Dairy Queen: free 16-ounce Blizzard on Your Birthday

Dave & Buster’s: $5 Game Credit on Your Birthday!

David’s Tea: free tea

Del Taco: free premium milkshake

Denny’s: free Grand Slam breakfast

Dickey’s Barbecue Pit: free BBQ sandwich

Dippin’ Dots: free Dippin’ Dots

Don Pablo’s: $10 Gift Card free on Your Birthday!

Duke’s Chowderhouse: free entree

Dunkin Donuts: free beverage

Dutch Bros. Coffee: free beverage

Earl of Sandwich: free brownie

Edible Arrangements: free Chocolate Dipped Fruit Box

Einstein Bros Bagels: free egg sandwhich

El Chico Cafe: free sopapilla

El Pollo Loco: free Meal

Erik’s Deli Cafe: free soup or dessert

Famous Dave’s Barbeque: free entree

Fazoli’s: free dessert

Firebirds Wood Fired Grill: free $10 off coupon

Firehouse Subs: free medium celebratory sub

Four Rivers Smokehouse: free birthday treat of your choice

Fox and Hound: free entree

Friendly’s: free sundae + 25% off your next purchase

Fuddruckers: BOGO free burger coupon

Genghis Grill: “free bowl

Gigi’s Cupcakes: free cupcake

Glory Days Grill: free dessert

Godiva: free chocolate

Gold Star Chili: free meal

Good Times Burgers & Frozen Custard: free gift

Gordon Biersch: BOGO free entree coupon

Grandy’s Buffet: free steak dinner

Great American Cookies: free cookie surprise

Green Mill Restaurant & Bar: free small one-topping Deep Dish Pizza

Habit Burger Grill: free Charburger with cheese

Hard Rock Cafe: free Dessert!

Hof’s Hut: free meal

Hometown Buffet: BOGO free adult dinner buffet

Honeybaked Ham: free sandwich

Hooters: 10 free wings

Houlihan’s: free Entrée!

HuHot Mongolian Grill: free grill meal + appetizer

Iguana Mia: free entree

IHOP: free meal

IHOP: free Meal!

Islands Fine Burgers: free kona pie

Ivar’s Seafood Bar: free entree

Jack in the Box: free Tacos Coupon

Jamba Juice: free smoothie or juice

Jason’s Deli: free $5 coupon

Jeni’s Splendid Ice Cream: “free single

Jersey Mike’s: free regular sub and 22 oz. fountain drink

Joe’s Crab Shack: free appetizer

Joe’s Crab Shack: free Cake on Your Birthday!

Johnny Rockets: free hamburger with the purchase of any entree and drink

Jreck Subs – free 6 inch sub on your Birthday

Juice It Up: BOGO free 24 oz. smoothie

Keg Steakhouse and Bar: free birthday offer

Kirby’s – free Meal

Kona Grill: free $15 birthday gift

Krispy Kreme: free doughnut

La Madeleine: free pastry

Landry Select Club: free $25 birthday reward

Landry’s: free $25 birthday reward

Lennys Grill & Subs: free sub

Logan’s Roadhouse: free $5 off your $20 purchase coupon

Logan’s Roadhouse: free Birthday Gift + More

LongHorn Steakhouse: free dessert

Luby’s Cafeteria: free slice of dessert

Macaroni Grill: free dessert

Maggie Moo’s: free $5 birthday reward

Marble Slab Creamery: free ice cream

Margaritaville: free appetizer

Marie Callenders: free breakfast

McAlister’s Deli: free $5 coupon

Melting Pot: free chocolate fondue

Menchie’s: free $5 towards a frozen yogurt purchase

Mimi’s Cafe: free crepe cake or croissant

Moe’s Southwest Grill: free burrito

Moe’s Southwest Grill: free Entrée for Your Birthday

Nestle Toll House Cafe: free special birthday offer

Nick-N-Willy’s Pizza: free special birthday offer

Ninety Nine: free dessert

Noodles & Company: free rice crispy treat

Not Your Average Joe’s: free entree and dessert

Nothing Bundt Cakes: free Bundlet

O’Charley’s: free surprise

Old Country Buffet: BOGO free adult dinner buffet

Old Navy: free Birthday Surprise when you sign up for newsletter

Olive Garden: free dessert or appetizer

On the Border: free Queso

Orange Julius: free Drink!

Outback Steakhouse: free Dessert!

P.F. Chang’s: free appetizer or dessert

Panera Bread: free pastry

Pappadeaux Seafood Kitchen: free dessert

Perkins: free Magnificent Seven breakfast meal

Pie Five Pizza: free pizza pie

Pinkberry: free yogurt

Pizza Ranch: free $5 birthday voucher

Pizza Studio: free pizza

Planet Smoothie: free small smoothie

Ponderosa: free steak dinner

Ponderosa: Special Offer!

Portillo’s: free slice of chocolate cake

Pretzelmaker: free birthday offer

Qdoba Mexican Grill: BOGO free burrito

Quizno’s: free cookie

Rainforest Cafe: free $25 reward

Raising Cane’s: free combo box

Red Lobster: free appetizer or dessert

Red Robin: free Gourmet Burger

Rita’s: free birthday treat

Rodizio Grill: free dessert

Romanos Macaroni Grill: free slice of cake

Roy’s Hawaiian Fusion: free dessert

Rubio’s: free taco

Ruby Tuesday: free burger

Ryan’s: BOGO free adult dinner buffet

Sam & Louie’s Pizza: free pizza slice

Sandwich Bros of Wisconsin: free Box of Sandwich Bros of Wisconsin

SBarro: free pizza slice with drink purchase

Schlotzsky’s: free small sandwich

Scooter’s Coffee & Yogurt: free drink

Sephora – free gift during your birthday month as a Beauty insider.

Shula’s Restaurants: free entree

Sizzler: free classic burger with fries

SmashBurger: free side or shake

Smokey Bones: free dessert

Smoothie King: free smoothie

Sonic: free Birthday Treat

Sonny’s BBQ: free Big Deal

Souper Salad: free 1/2 off coupon

Souplantation/Sweet Tomatoes: free birthday offer

Spaghetti Warehouse: free meal

Sprinkles Cupcakes: free cupcake

Starbucks: free handcrafted beverage

Steak ‘n Shake: free Specialty Milkshake

Strickland’s Ice Cream: free dirt sundae

Sweet CeCe’s Frozen Yogurt: free cup of frozen yogurt

T.G.I. Friday’s: free dessert with the purchase of an entree

Taco Bueno: free cheesecake chimichangas with the purchase of any entree

Taco Cabana: free flauta plate

Taco Time: BOGO free item

Tahoe Joe’s: free Gift

Tasti D-Lite: free medium cup or cone

TCBY: free small frozen yogurt

Teavana: free drink

Ted’s Montana Grill: free dessert

Texas Roadhouse: free appetizer or sidekick of ribs

The Cheesecake Factory: free birthday sundae

Three Squares Restaurant: free dessert with any food purchase

Tom & Eddie’s: free milkshake

Tommy Bahamas Restaurant : free Dessert on your Birthday

Tropical Smoothie Cafe: free smoothie

Tully’s Coffeeshop: free beverage

Twin Peaks: free birthday meal

Uncle Jack’s Steakhouse: free bottle of champagne

Uncle Julio’s Fine Mexican Food: free cajeta birthday dessert

Uno Pizzeria: free entree

Village Inn: free Slice of pie

Waffle House: free waffle

Wetzel’s Pretzels: free birthday pretzel

Which Wich: free regular sandwich

Whiskey Creek Wood Fire Grill: free birthday appetizer

Wienerschnitzel: free corn dog

Wild Wing Cafe: free dessert

Wings To Go: free birthday wings

Wingstop: free large fresh cut seasoned fries

World Market: free birthday discount

Wow Bao Hot Asian Buns: free birthday reward

YEAH! BURGER: free $10 birthday reward

Yogurt Mountain: free yogurt on your birthday

Yogurtland: free frozen yogurt on your birthday

Your Pie Pizza: free birthday credit

Z’ Tejas: free $10 coupon

Zarco Oasis 66: free sub or coffee drink

Zaxby’s: free Nibbler!Zaxby’s: free Kidz Meal!

Zehnder’s of Frankenmuth: free dinner

Zengo: free $10 birthday gift

Zia’s: free birthday dinner

Zio’s Italian Kitchen: free bruschetta appetizer

Zito’s Pizza: free birthday garlic knots

Zoes Kitchen: BOGO free coupon for an entree

 

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